Secure · No hard credit pull

Personal loans · $500 to $5,000

See what you could borrow in about 60 seconds.

Answer a few quick questions — one at a time. We pass your request to licensed lenders who may be able to help, and you decide what happens next.

  • No hard credit pull to see your options
  • Free to use, no obligation to accept
  • All credit types are welcome to apply
Question 1

How much do you need?

Tap the closest amount — you can change it later.

About 60 seconds 256-bit encryption No obligation

Here's how it works

No paperwork, no branch visit, no pressure.

Answer a few questions

One at a time, mostly taps. It takes about a minute on your phone.

Lenders review it

Your request goes to licensed lenders whose criteria may fit your situation.

You decide

If a lender makes an offer, you see the terms first. Accept it or walk away — your call.

What you'll need

Have these handy and you'll be through in no time.

Be 18+ and a U.S. resident
An active bank account
A regular source of income
Your driver's license or state ID

Rates & costs, upfront

MyLendally isn't a lender, so we don't set your rate — your lender does, and they show it before you sign.

At a glance

Request amounts$500 – $5,000
APR range5.99% – 35.99%
Cost to use MyLendally$0
ObligationNone

Representative example

A $1,500 loan repaid in 12 monthly payments at a representative 29.9% APR would cost about $146.16 a month, $1,753.88 in total. Your actual APR, fees and schedule depend on the lender, your state and your credit profile, and are disclosed before you agree to anything.

Questions? We've got answers.

Will this hurt my credit score?
No. Submitting your request through MyLendally doesn't involve a hard credit pull. If you accept a lender's offer and move forward, that lender may run its own check — they'll tell you before they do.
Does it cost anything?
No. Using MyLendally is free. Interest and any fees come only from a lender whose offer you choose to accept, and they must show you those costs first.
Can I submit a request with bad credit?
Yes. Lenders set their own criteria and many look at income and stability, not just a score. We can't promise an offer, but all credit types are welcome.
Why do you ask for my SSN and bank details?
Lenders are required to verify your identity, and they need an account to deposit funds into if you accept an offer. Your details are encrypted and shared only with lenders reviewing your request. MyLendally never debits your account.
How fast could I get money?
If you're approved and accept an offer, many lenders deposit funds as soon as the next business day. Timing depends on the lender and your bank.

Read the full FAQ →

Ready when you are

About a minute. Free. No hard credit pull to submit.

Get started
Not a lender. We direct you to licensed lenders.APR 5.99%–35.99% · Terms vary by lender & state